Interest Rate Schedule

Thank you for inquiring about our rates. APY refers to Annual Percentage Yield.

 

Effective: March 22, 2018

Savings Accounts

Product NameMinimum Opening DepositAPY
First Statement Savingsb $100 0.15%
First Kids Clubb $5 0.15%

Health Savings Accountb

Daily BalanceMinimum Opening DepositAPY
Up to $2,499.99 $100 0.10%
$2,500 - $24,999.99 $100 0.15%
$25,000 and up $100 0.20%

Checking Accounts 

First Relationship Checkingb

Daily BalanceMinimum Opening DepositAPY
Up to $499.99 $100 0.05%
$500 - $2,499.99 $100 0.10%
$2,500 and up $100 0.15%

First Investor's Choice Checkingb $15,000 minimum balance to obtain APY

Daily BalanceMinimum Opening DepositAPY
$15,000 - $49,999.99 $15,000 0.15%
$50,000 - $99,999.99 $15,000 0.25%
$100,000 - $199,999.99 $15,000 0.35%
$200,000 and up $15,000 0.45%

First Money Marketb $2,500 minimum balance to obtain APY

Daily BalanceMinimum Opening DepositAPY
$2,500 - $14,999.99 $2,500 0.25%
$15,000 - $49,999.99 $2,500 0.30%
$50,000 - $99,999.99 $2,500 0.35%
$100,000 - $199,999.99 $2,500 0.40%
$200,000 and up $2,500 0.45%

 Business Accounts

Business Plus Checkingb

Daily BalanceMinimum Opening DepositAPY
Up to $4,999.99 $500 0.15%
$5,000 - $14,999.99 $500 0.20%
$15,000 - $49,999.99 $500 0.30%
$50,000 and up $500 0.35%

Business Money Marketb $2,500 minimum balance to obtain APY

Daily BalanceMinimum Opening DepositAPY
$2,500 - $14,999.99 $2,500 0.25%
$15,000 - $49,999.99 $2,500 0.30%
$50,000 - $99,999.99 $2,500 0.35%
$100,000 - $199,999.99 $2,500 0.40%
$200,000 and up $2,500 0.45%

Community Plus Checkingb

Daily BalanceMinimum Opening DepositAPY
Up to $99,999.99 N/A 0.25%
$100,000 - $499,999.99 N/A 0.35%
$500,000 - $999,999.99 N/A 0.45%
$1,000,000 and up N/A 0.55%

Community Money Marketb

Daily BalanceMinimum Opening DepositAPY
Up to $99,999.99 N/A 0.30%
$100,000 - $499,999.99 N/A 0.40%
$500,000 - $999,999.99 N/A 0.50%
$1,000,000 and up N/A 0.60%

Certificate of Deposit

TermMinimum Opening DepositAPYAPY with Relationship Bonus
3 Montha $1,000 0.40% 0.60% APY
6 Montha $1,000 0.60% 0.80% APY
12 Montha $1,000 1.30% 1.50% APY
18 Montha $1,000 1.45% 1.65% APY
24 Montha $1,000 1.55% 1.75% APY
30 Montha $1,000 1.60% 1.80% APY
36 Montha $1,000 1.65% 1.85% APY
48 Montha $1,000 1.70% 1.90% APY
60 Montha $1,000 1.75% 1.95% APY

Individual Retirement Accounts

TermMinimum Opening DepositAPY
1 Year Variablea,b $100 1.25%
1 Year Fixeda $100 1.25%
2 Year Fixeda $100 1.75%
2 1/2 Year Fixeda $100 1.80%
3 Year Fixeda $100 1.85%
4 Year Fixeda $100 1.90%
5 Year Fixeda $100 1.95%

a A penalty may be imposed for early withdrawal.
b The interest rate and annual percentage yield may change after account opening.
c Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of: March 22, 2018.
For current rate information call (815) 432-2494.

 

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