Credit Cards

24-Hour toll free live customer assistance available at (800) 367-7676.

Online account information available 24/7 at www.cardaccount.net.

 

Personal Credit Cards

Low Rate Card

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive APR.*

Preferred Points Card

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • No annual fee.
  • Low introductory rate for first six months.*
  • Competitive APR.*
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.

Apply Now!

Complete the application

To submit the application: Print, sign and deliver the application to First Trust & Savings Bank in Watseka or Clifton; or fax the completed application to the Card Service Center at 877-809-9162.

*Please see application for information about current APRs and fees.

Business Credit Cards

Standard Card

  • No annual fee.
  • Competitive APR.*
  • Individual and summary billing options.

Preferred Points Card

  • Earn one point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49 per account.
  • Competitive APR.*
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • Individual billing option only.

Apply Now!

Complete the application

To submit the application: Print, sign and deliver the application to First Trust & Savings Bank in Watseka or Clifton; or fax the completed application to the Card Service Center at 877-809-9162.

Supporting documents vary depending on the type of business you have. See chart below.
*Please see application for information about current APRs and fees.

DocumentsSole ProprietorPartnershipPrivate CorporationPublic CorporationNon-Profit
Application  ✓  ✓ ✓   ✓ ✓ 
Organizational Papers ✓   ✓  ✓ ✓   ✓
Borrowing Resolution    ✓   ✓  ✓  ✓
Financial Statements    ✓  ✓  ✓   ✓
Personal Guaranty  ✓  ✓  ✓    
Personal Tax Return    

 

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