Personal Checking

All First Trust and Savings Bank checking accounts come with these benefits at no additional charge:

  • First Check Debit/ATM Card
  • Online Banking
  • Mobile Banking
  • Online BillPay
  • First Link Telephone Banking (1-877-FTS-BANK)
 

Checking Account Comparison

FeaturesFirst Freedom CheckingFirst Relationship CheckingFirst Class Club CheckingFirst Investors Choice Checking
Minimum Opening Deposit $100 $100 $100 $15,000
Minimum Balance N/A $500 in checking or combined $10,000 in checking and loans N/A $15,000
Interest Bearing No Yes, tiered No Yes, tiered
Monthly Service Fee N/A $7.50 if minimum balance requirement is not met $7.50 $25 if minimum balance requirement is not met
Additional Features
  • Free first box of specialty checks1
  • Free personalized specialty checks1
  • Free check image statements
  • Free to those age 55 and older with Direct Deposit
  • Free personalized specialty checks, $4 discount on other styles1
  • No issue fee on cashier's checks and money orders
  • Free check image statements
  • License plate renewal service
  • Free 3"x5" safe deposit box rental first year
  • Free personalized specialty checks1
  • Free check image statements

 1 Shipping charges apply

 

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