Christmas 2014
To all of our Friends and Customers,

A heartfelt Merry Christmas! It's the best time of the year to pause and reflect on the days and years gone by. For us, that would be 105 years of memories...and we owe them all to you, our friends and loyal customers.

Your confidence in First Trust provides the motivation for us to work even harder. We strive to stay grounded in the core principles that made us 105 years strong, while researching new services that can make your busy lives a bit easier. Look for some technological enhancements next year...we'll share more of that with you in the next few months.

We share our gratitude for the beautiful and safe country we live in, the many blessings we are given each day, and the friendships we have with you. The gift of love, the gift of peace, the gift of happiness...may all of these be yours at Christmas and throughout the coming year.

Merry Christmas!

The Directors, Officers and Staff
The First Trust and Savings Bank

The First Trust & Savings Bank

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