First Freedom Checking

First Freedom Checking is our free checking account and the package offers the simplest way of banking with a variety of basic banking services. It is the perfect way to manage your money without spending any.

  • Unlimited check writing
  • No minimum balance
  • No monthly service fee
  • Free first box of specialty checks (shipping charges apply)
  • FREE First Check Debit/ATM Card*
  • FREE First Online Banking & Bill Pay
  • FREE First Link Telephone Banking 1-877-FTS-BANK
  • No monthly service fee with E-Statements
  • $100 minimum opening deposit
  • 0.25% discount on Installment Loans* with auto pay

First Relationship Checking

First Relationship Checking is for customers who want to have more benefits because of your broader financial relationship with the bank and earn a tiered rate of interest at the same time. The low monthly checking fees can be waived by maintaining a qualifying account balance. It is the best value for your money!

  • Unlimited check writing
  • Earn tiered interest on entire balance
    • $1 - $499.99
    • $500 - $2,499.99
    • $2,550 - & up
  • FREE personalized specialty checks (shipping charges apply)
  • FREE First Check Debit/ATM Card*
  • FREE First Online Banking & Bill Pay
  • FREE First Link Telephone Banking 1-877-FTS-BANK
  • FREE check image statements
  • Discount card for area businesses
  • $100 minimum opening deposit
  • 0.35% discount on Installment Loans* with auto pay
  • Maintain $500 in checking, or $10,000 in a combination of deposit and loan balances or pay $7.50 per month
  • Free to those age 55 and above with Direct Deposit

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First Investors Choice Checking

First Investors Choice Checking is an interest bearing account that earns a higher rate of return by maintaining a higher balance. It features a tiered interest rate structure, so you have flexible control over the rate you earn, depending on the amount saved in your account.

  • Unlimited Check Writing
  • Earn Tiered Interest on $15,000 and above
  • $ 15,000.00 -
    $ 49,999.99
    $ 50,000.00 -
    $ 99,999.99
    $ 100,000.00 -
    $ 199,999.99
    $ 200,000.00 &
    Up
  • FREE personalized specialty checks (shipping charges apply)
  • FREE First Check Debit/ATM Card*
  • FREE First Online Banking & Bill Pay
  • FREE First Link Telephone Banking 1-877-FTS-BANK
  • FREE check image statements
  • Discount card for area businesses
  • $15,000 minimum opening deposit
  • 0.50% discount on Installment Loans* with auto pay
  • Maintain $15,000 in checking or pay $25 per month

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First Class Club Checking

First Class Club Checking is for customers who want to combine the full complement of products and services offered at The First Trust and Savings Bank into a single package.

  • Unlimited Check Writing
  • FREE Personalized Specialty Checks - $4 discount on other styles
  • No issue fee on Cashier's Checks and Money Orders
  • No Charge for Photocopies (limit 5 per day)
  • FREE Notary Service
  • FREE Check Image Statements
  • $100 Minimum Opening Deposit
  • Monthly Membership Fee is $7.50 per month
  • FREE First Check Debit Card*
  • Discount card for area businesses
  • 0.50% discount on Installment Loans* with auto pay
  • License Plate Renewal Service
    • Renew Illinois stickers at no service fee
  • Safe Deposit Box
    • First year free rental for 3" x 5" box
    • 20% off of all boxes annually with auto pay
    • Boxes subject to availability
  • Identity Theft Insurance
    • $2,500 insurance for lost wages, legal fees, and expenses associated with stolen identity
    • 24 hour toll free assistance with trained specialists
    • Identity Theft Recovery Kit provided to each victim
  • Get Up and GO! Travel Benefit
    • Two night/three day vacation at popular vacation destinations
    • Check-in Sunday through Thursday; reservation fee applies
  • RX/Advantage
    • Preferred Pricing for prescription medication
    • Online prescription monitoring program
  • Hot-Line® Payment Card Protection
    • Protect credit, ATM, and check cards due to loss or theft
    • Replace all with one toll-free 24-hour number
    • Emergency cash and airline tickets for travelers
  • Travelers Advantage
    • Arrange travel plans with toll-free 24-hour number
    • Receive lowest domestic airfares & discounts on cruises
    • Cash bonuses on travel
    • Sojourns Travel Magazine
  • Free Accidental Death & Schedule Airline Insurance
    • $10,000 Accidental Death Insurance
    • $20,000 ADI while traveling as a passenger on a scheduled airline
  • Key Ring Protection
    • Retrieve lost keys with personally registered key ring
    • Luggage Protection
  • Savers Club
    • Save 50% at over 3,000 participating lodging properties
    • Save 20% on vacation dining nationwide
    • Discount offers from theme parks, car rental companies, golfing, and movie tickets

* Upon qualification.

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The First Trust & Savings Bank

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NOTICE: *Stocks are not deposits, not insured by the FDIC, not guaranteed by the Bank, and may lose value. The First Trust & Savings Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.