Founded in 1909, The First Trust and Savings Bank of Watseka has weathered a number of historical events with area residents – events such as World War I, World War II and The Great Depression. And through it all, The First Trust and Savings Bank points with pride to the fact that it has consistently grown to better meet the needs of its customers.

Another way we might evaluate these 100+ years is in terms of growth. The bank was originally capitalized with $93,750 and by December 2012 had capital in excess of $27,000,000 and assets exceeding $230,000,000. The First Trust and Savings Bank is routinely recognized as one of America’s strongest banks by national bank rating firms.

During 1993, The First Trust and Savings Bank created a bank holding company, First Trust Holdings, Inc. Also in 1993, The First National Bank of Clifton joined the Bank Holding Company. In December 2004 the two banks merged into The First Trust and Savings Bank.

Through the Bank’s Trust Department, we are able to additionally serve customers with their wealth and financial management. With a team of experts, the bank assists in estate planning; farm and asset management; and in other fiduciary capacities.

At The First Trust and Savings Bank, we believe that banking is personal and relationships are valued. It is important to take the time to visit with you about the many issues that affect your finances and your future. Our objective is to match you with the product and service that is right for your needs, from checking and savings accounts to mortgages and home equity loans. Your financial well being is our top priority. That’s why we offer a number of different packages of products and services to simplify the process of managing your money. We’ll assist you in finding the right combination of services to help you meet your specific financial needs today and in the future. You can always Trust Us First to provide you with the very best financial services available as well as maintaining a standard of quality and integrity that people welcome. We sincerely appreciate the opportunity to serve your financial needs!
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The First Trust & Savings Bank

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